Ford Finance Center in Morton

At the heart of our new and used Ford dealership in Morton, IL is a commitment to unparalleled customer service. We're here to guide you through every step of the car-buying experience, making it as enjoyable and stress-free as possible. Our team serves you by answering detailed questions about our vehicles, assisting with automotive financing options, and providing expert advice on vehicle maintenance.

Recognizing the significance of your investment, we offer flexible financing and leasing options to make your purchase seamless. Our Ford finance center collaborates with a vast network of lenders to secure a loan that aligns with your financial situation. Whether you have impeccable credit, are purchasing your first vehicle, or are working to overcome credit challenges, we can help. We also provide convenient online financing tools to help you apply for credit, value your trade-in, and explore current incentives from the comfort of your home.

We invite you to visit Mike Murphy Ford in Morton and experience firsthand the difference we can make in your automotive journey. Located conveniently and renowned for our exceptional service, we're eager to help you find the vehicle of your dreams. Let us show you whether purchasing a new Ford or maintaining your current one, Mike Murphy Ford is your go-to destination. Contact us today to schedule an appointment with our finance team.

Shop New Shop Pre-owned

Keep your vehicle performing at its best.

Apply For Credit New Vehicle Specials

How can we help you?

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of

Standard Purchase

Finance a new, used or Certified Pre-Owned Ford. Build equity toward your next Ford purchase while enjoying no mileage limitations and the freedom to customize your vehicle.

The Benefits

No mileage limitations
Freedom to customize your vehicle
Consistent monthly payments
Build equity with each payment

Flex Buy

Flex Buy is a Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.

The Benefits

No mileage limitations
Freedom to customize your vehicle
Lower payments for the first three years
Build equity with each payment
Two term choices
Two payment discount choices

Red Carpet Lease

Choose from a range of mileage options with versatile lease-end choices, making it easier for you to enjoy a new Ford more often.

The Benefits

Low initial cost and monthly payments
Flexible options at lease-end
Multiple terms available
Complimentary Gap Protection
Multiple mileage options

Compare Financing Options

Ford Credit Financing Options
	Standard Purchase	Flex Buy	Red Carpet Lease
Vehicle Type	New, Certiﬁed Pre-Owned or Used™	New	New
Terms	12-to 84-Month Terms	66-and 75-Month Terms	24-to 48-Month Terms
Mileage	Unlimited	Unlimited	Customizable Mileage Options
Payment	Your monthly payment covers the cost of the entire vehicle over the course of your contract, which makes it generally higher than a lease.	Your monthly payment covers the cost of the entire vehicle over the course of your contract, with lower payments earlier in your contract and higher amounts late in your term, allowing for the balance to be satisfied.	Your monthly payment covers a portion of the vehicle value during your contract, allowing for lower monthly payments and the option to purchase your vehicle at lease-end.
Vehicle Ownership	Customer	Customer	Ford Credit
Wear & Use	You own the car and are responsible for repairs if desired.	You own the car and are responsible for repairs if desired	Normal amounts of wear and use are covered. However, you are responsible for wear and use charges in excess of normal guidelines.
End of Term	At the end of the loan, you own the vehicle. It is yours to keep or trade-in for your next vehicle	At the end of the loan, you own the vehicle. It is yours to keep or trade-in for your next vehicle.	Return and lease a new vehicle Purchase your lease, if applicable Return the vehicle to dealership

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.