Ford Flex Buy
Get Low Monthly Payments - Ford Flex Buy
Experience more affordable monthly payments at Mike Murphy Ford in Morton, IL! We prioritize your convenience, and we're thrilled to introduce a new payment option to enhance your purchasing journey. Flex Buy is a Ford Credit Retail contract that offers a payment adjustment starting the 37th month. How does this benefit you? It provides you the opportunity to embrace a distinctive payment structure that merges the advantages of leasing and financing for your new Ford vehicle. With Ford Flex Buy, your payments align with your budget. Dive in to discover more.
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Flex Buy Brings Flexibility
Mike Murphy Ford in Morton, IL introduces Flex Buy, a unique financing option that provides two distinct payment schedules to suit your needs. With Flex Buy, you can opt for a fixed term of either 66 or 75 months. For the initial 36 months, you get the benefit of choosing a payment that's 15 or 18 percent lower than what you'd get on a standard 60 or 72 month contract. However, for the subsequent 30 or 39 months, the payment will be approximately 17 to 19 percent higher than the first phase.
It's essential to understand that Flex Buy is neither a Lease nor Balloon financing. There's no residual amount, no obligation to refinance, and no option to return the vehicle.
| 60 Month Retail | 66 Months Flex-Buy-15% | 66 Months Flex Buy-18% | 72 Month Retail | 75 Months Flex Buy-15% | 75 Month Flex Buy-18% | 84 Months Retail | |
|---|---|---|---|---|---|---|---|
| Amounts Financed | $40K | $40K | $40K | $40K | $40K | $40K | $40K |
| APR | 0.9% | 0.9% | 0.9% | 2.9% | 2.9% | 2.9% | 4.9% |
| Monthly Payment | $682.02 | $605.95 | $563.47 | ||||
| First 36 Payments | $579.72 | $559.26 | $515.07 | $496.89 | |||
| Remaining Payments (30 or 39 Months) | $672.70 | $697.86 | $653.19 | $671.56 | |||
| Average Payment | $621.98 | $622.26 | $586.89 |
Benefits of Flex Buy
Are you seeking an advantageous car payment structure? The Flex Buy option at Mike Murphy Ford might just be the perfect fit for you. While many buyers often want a manageable monthly payment upfront without being tied to an extended 84 or 96-month contract, Flex Buy provides a tailored solution. Here’s what sets our Flex Buy apart:
- Blend of Leasing & Financing: Enjoy the perks of leasing, like budget-friendly monthly payments, coupled with the advantages of car financing. This means you won’t have to worry about mileage caps, any unexpected fees due to the condition of the vehicle, or penalties for excess wear and tear.
- Vehicle Ownership with Freedom: Not only will you have the pride of owning your vehicle without any mileage constraints, but you'll also have the opportunity to use its equity for future automotive dealings.
- Competitive Initial Payments: For the first 36 months, the Flex Buy payments are designed to compete with both leasing and long-term retail financing. This can potentially allow for upgrades to premium trims or additional features without straining your budget.
- Stay In The Loop: As a valued customer, we ensure you’re always updated. Expect a reminder from us during the 34th month, providing details about any adjustments to your upcoming payments.
Flex Buy Fits Your Budget
Flex Choice at Mike Murphy Ford in Morton, IL serves as a unique alternative to traditional leasing, blending the advantage of reduced monthly payments with the perks of vehicle financing. If you're the kind of person who likes to switch up their ride frequently, Flex Choice provides the versatility that aligns with your financial plans. Our dedicated team is always on standby to address any inquiries and ensure that your upcoming vehicle acquisition complements your way of life.
Why Buy from Mike Murphy Ford near Peoria, IL?
At Mike Murphy Ford, we believe in making your car-buying experience as straightforward as possible. We offer competitive lease specials and access to the latest Ford offers to ensure you get the best deal. Our dedicated team is committed to working with you to create a customized plan that aligns with your lifestyle and budget, regardless of your credit history. In addition to our sales services, our skilled service technicians are readily available to ensure your vehicle runs smoothly and efficiently through routine maintenance and repair services.